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Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.


Summary of Medical Benefits

Copay 1 Plan

APPO Elite Network

APPO Network (Tier 2)

Out of Network

Embedded Deductible

Individual

Family

 

$1,500

$4,500

 

$2,500

$6,000

 

$7,500

$15,000

Out-of-Pocket Maximum

Individual

Family

 

$3,000

$6,000

 

$4,500

$8,000

 

$15,000

$30,000

Preventive Care

No Charge

No Charge

50%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$35 Copay

$35 Copay

$35 Copay

 

$50 Copay

$50 Copay

$50 Copay

 

50%*

50%*

50%*

Urgent Care Services

$35 Copay

$75 Copay

50%*

Complex Imaging: MRI/CT/PET Scans

15%*

25%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

15%*

15%*

 

25%*

25%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

15%*

15%*

 

25%*

25%*

 

50%*

50%*

Emergency Services**

Emergency Room

Medical Transportation

 

15%*

15%*

 

25%*

25%*

 

50%*

50%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

15%*

$35 Copay

 

25%*

$50 Copay

 

50%*

50%*

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay

$50 Copay

$90 Copay

20% Coinsurance up to $200

Mail Order 90 Day Supply

$20 Copay

$100 Copay

$180 Copay

Not Available

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

NOTE: * Coinsurance After Deductible

**Covered as in-network in true-emergency

Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

 

 

 

 

 

 

HSA 1 Plan

APPO Elite Network

APPO Network (Tier 2)

Out of Network

Embedded Deductible

Individual

Individual under Family

Family

 

$3,000

$3,300

$6,000

 

$4,500

$4,500

$9,000

 

$7,500

$7,500

$15,000

Out-of-Pocket Max

Individual

Individual under Family

Family

 

$3,000

$3,300

$6,000

 

$4,500

$4,500

$9,000

 

$15,000

$15,000

$30,000

Preventive Care

No Charge

No Charge

50%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

0%*

0%*

0%*

 

0%*

0%*

0%*

 

50%*

50%*

50%*

Urgent Care Services

0%*

0%*

50%*

Complex Imaging: MRI/CT/PET Scans

0%*

0%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

0%*

0%*

 

0%*

0%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

0%*

0%*

 

0%*

0%*

 

50%*

50%*

Emergency Services*

Emergency Room

Medical Transportation

 

0%*

0%*

 

0%*

0%*

 

50%*

50%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

0%*

0%*

 

0%*

0%*

 

50%*

50%*

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

0%*

0%*

0%*

0%*

Mail Order 90 Day Supply

0%*

0%*

0%*

Not Available

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

NOTE: * Coinsurance After Deductible

**Covered as in-network in true-emergency

Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

 

 

 

 

 

 


If you prefer talking with a HealthEZ representative, call 866-490-6177